Go Benefit Shopping | Hospital Indemnity

Hospital Indemnity

A sudden hospitalization might stop employees in their tracks, but their bills – mortgages, utilities, groceries and out-of-pocket costs – will keep on coming. You can help by offering your employees the powerful protection of Group Hospital Indemnity, which helps handle the extra costs of a hospital stay.

Group hospital indemnity coverage will complement any major medical plan allowing employers to ship cost without sacrificing coverage. From routine care to catastrophic illnesses and accidents, the plan provides benefits for financial protection against the costs of both inpatient and outpatient services.

Plan Features:

Covers both injuries and sickness
Admission and per day hospital confinement benefits included
Benefits paid for confinement to intensive care
Covers outpatient medical treatment received in a hospital emergency room or physician’s office
Prescription drug benefits included
Well baby care covered
Surgery and anesthesia benefits included

Services	Plan Pays
Physician Office or Outpatient Treatment	Pays $100 per covered person up to annual maximum of $250 Single / $1,000 Family
Hospital Admission Benefit	Pays $500 for the first day in hospital IN ADDITION to daily in-hospital benefit
Daily In-Hospital Benefit / Hospital Confinement	Pays $250 per day (up to 180 days per confinement)
Hospital Intensive care	Pays $250 per day in hospital intensive care IN ADDITION to daily in-hospital benefit
Surgical Benefit	Pays up to $2,500 (Based on fee schedule)
Anesthesia Benefit	Pays up to $625 not exceed 25% of amount paid under surgical benefit
Well Baby Care	Pays $25 per visit (up to 4 visits per year). Baby is dependent child 12 months or younger
Prescription Drug Benefit	Pays up to $20 per prescription. Limited to 5 prescriptions per year.