Summary of Health Care Reform Law

The Patient Protection and Affordable Care Act (ACA), includes provisions that have transformed America’s health care system. It’s estimated that since 2010, the law has extended coverage to millions of Americans who were uninsured.

Summarized below are a few of the most compelling provisions of the Affordable Care Act. You can also view an interactive timeline of the provisions.

  • Almost everyone must get health insurance.
  • Eliminates lifetime limits on insurance coverage.
  • Nobody can be turned down.
  • People can buy a health plan on a state or federal exchange.
  • Allows young adults to stay on their parents’ insurance plan until they turn 26.
  • In some cases, the government may help pay for health insurance.
  • Employers with less than 50 full-time employees aren’t penalized for not providing health insurance
  • Employers with 50 or more full-time employees must provide health insurance or pay a penalty.
What the ACA means for you: